Pythagor

The new philosophy of the loan

Category: Algorithm

Pythagor

The new philosophy of the loan

Pythagor Pythagor is an innovative Italian startup. We have developed an algorithm that enables to obtain in real time a complete picture of the business’ solidity.
The aim is to allow the access to the credit to all the small and medium worthy companies that would be excluded if there were followed only the traditional credit assessments.
So Pythagor radically transforms the way of creditworthiness assessment.


The digital revolution

We live in a world always more interconnected and in continuous transformation thanks to a natural digital revolution which is changing our everyday behaviors.

This strong technological change is becoming to interface also in the banking and financial sector. Pythagor was born to answer the difficulties of the Banks that have difficult in understand the real risk of small and middle companies.
Indeed, the traditional models of credit rating don’t still provide the analysis of necessary information available via data supplied by the Pythagor’s algorithm.


The Algorithm

With Pythagor the Banking institutions will be able to value the company asking the credit.
The algorithm shall analyse all the data relative to other activities of the zone and potential clients to have a forecast of possible cash flow brought by the business and the ability to repay connected to a determinate business plan.

How It works
1.    The user has to insert a file with a specific address.
2.    There will be shown on the map the near business.
3.    There will be acquired the information of the competitors that work in the area.
4.    All these data will be useful to understand the possible soundness of a new business.